Five years of financial story, in one model.
See how revenue, staffing, and expenses scale together as your school grows. Budget builds a full 5-year pro forma you can show a lender, an authorizer, or a board chair without apologizing for the format.
Built for: Founders preparing for facility financing, charter schools heading into authorization, and existing schools planning a multi-year ramp.
Build My 5-Year PlanA look at what you'll work with.
Faithful previews of the views, charts, and controls you'll use in the product.
Wizard · 5-Year Output · Five Year Financial Model
●5-year revenue, expenses & DSCR side-by-sideYears 1–5 roll up automatically - revenue, expenses, debt coverage, and cash flow in one view.
Dashboard · Financial Snapshot · Years 1–5 at a glance
The dashboard always shows the current year's read alongside the forward-looking projection.
How it works.
5 steps from blank page to a finished view you can share.
Project enrollment over five years.
Set Year 1 enrollment and how you expect to grow. Budget handles grade roll-ups, ramp curves, and capacity caps so the projection stays realistic.
Layer in revenue that scales with students.
Tuition escalators, per-pupil funding adjustments, time-limited grants, and donation goals - all tied to enrollment so the math stays consistent across years.
Plan staffing that grows with the school.
Add roles year by year, set when each hire starts, and watch your staffing ratio against healthy benchmarks across the full ramp.
Project facility, curriculum, and operating costs.
Costs that scale per student, fixed costs that don't, and one-time outlays in specific years - all reflected in the multi-year view.
Review and export the full 5-year package.
Year-by-year income statement, cash flow, and key ratios. Export the Five Year Financial Model PDF or 23-tab Founder Planning Workbook with live formulas.
Common questions.
How is this different from a 5-year forecast in a spreadsheet?
How is this different from a 5-year forecast in a spreadsheet?
Budget keeps your assumptions and outputs in sync. Change Year 2 enrollment and your staffing ratio, facility load, and DSCR all update - no broken formulas, no copy-paste between tabs.
Can I model a school that opens with one grade and adds grades each year?
Can I model a school that opens with one grade and adds grades each year?
Yes. The enrollment step supports grade-by-grade ramps, capacity caps per grade, and re-enrollment assumptions across the full 5 years.
What do lenders actually want to see in a 5-year projection?
What do lenders actually want to see in a 5-year projection?
DSCR above 1.2x, a credible enrollment ramp, staffing as 50-60% of revenue, and a path to operating reserves. Budget calculates each of these and flags where you're tight.
Can I export the underlying formulas?
Can I export the underlying formulas?
Yes. The 5-Year Financial Model export ships with live Excel formulas - your CFO, lender, or accountant can audit every line.
A 5-year story, told in numbers.
When a lender or authorizer asks where the school will be in five years, give them a clear answer - and the workbook to back it up.
Build My 5-Year Plan